Bank Account Alert: 1 November से बदल गए Nomination के Niyam! Ab 4 Nominee Jod Sakte Hain

Bank Account Alert: 1 November से बदल गए Nomination के Niyam! Ab 4 Nominee Jod Sakte Hain | ZorHindi

By -ZorHindi

नवंबर 08, 2025

Namaste doston, ZorHindi par aapka swagat hai!

Bank Nomination Rules 2025: Multiple Nominees

Kya aapka ya aapke parivaar mein kisi ka Bank Account, Fixed Deposit (FD) ya Bank Locker hai? Agar haan, toh yeh khabar aapke liye behad zaroori hai. Sarkar ne Banking Laws (Amendment) Act, 2025 ke tahat kuch bade niyam laagu kiye hain, aur sabse naya niyam 1 November 2025 se laagu ho chuka hai.

Pichle kuch dino se ₹500 ke note, bank rules ko lekar kayi afwahein (fake news) bhi chal rahi hain. Lekin aaj hum aapko PIB (Press Information Bureau) aur sarkaari sources se mili 100% sachi jaankari denge.

✨ Is Article Mein Kya Hai?

Bank Nomination ka naya niyam kya hai (Jo 1 Nov se laagu hua)?
Ek account mein kitne nominee jod sakte hain?
Bank Locker ke naye niyam kya hain?
Banking Act 2025 ke anya zaroori badlaav.
₹500 aur ₹1000 ke purane noton ki afwaah ka sach.

⚠️ Sabse Zaroori Update (1 Nov 2025)

1 November 2025 se, Bank Accounts, FD, aur Lockers ke liye multiple nominees (ek se zyada naam) jodna aasan ho gaya hai. Poori jaankari neeche padhein.

🏛️ Banking Laws (Amendment) Act 2025 Kya Hai?

Sarkar ne banking system ko mazboot, surakshit aur grahak-friendly (customer-friendly) banane ke liye yeh naya kanoon (Act) laaya hai. Iske kuch niyam 1 August 2025 se laagu hue the, lekin sabse zaroori badlaav Nomination ko lekar hain, jo 1 November 2025 se laagu hue hain.

🏆 1 November 2025 se Laagu Naye Nomination Niyam

Pehle, bank account mein nominee jodna thoda complicated tha. Agar kisi account holder ki मृत्यु (death) ho jaati thi, toh nominee ko paisa claim karne mein bahut dikkat aati thi. Naye niyam is process ko bahut aasan banate hain.

1. Ab 4 Nominee Jod Sakte Hain (Multiple Nominees)

Yeh sabse bada badlaav hai. Pehle aap aam taur par ek hi nominee jod paate the. Lekin ab, naye niyamon ke tahat, aap apne deposit accounts (Savings, FD, RD) ke liye ek se zyada (multiple) nominees jod sakte hain. Sarkaari sources ke mutabik, ab aap 4 nominees tak jod sakte hain.

Fayda: Aap apne paise ko alag-alag logon (jaise patni aur bachchon) mein baant kar nominate kar sakte hain.

2. Bank Locker Ke Liye Alag Nomination

Naye niyam ke anusar, ab aap apne bank locker ke liye bhi aasani se alag se nomination file kar sakte hain. Isse locker mein rakhe saaman ka settlement aasan ho jayega.

3. Aasaan Process (Simplified Process)

Nominee jodna ya badalna ab pehle se aasan kar diya gaya hai. Aapko bank jaakar ya online banking ke zariye yeh suvidha mil jayegi. Aapko har account ke liye alag se nomination facility milegi.

4. Nominee ko Paisa Milna Aasan

Naye niyam yeh sunishchit karte hain ki account holder ki death ke baad, nominee ko paisa claim karne mein koi pareshani na ho. Banks ko process ko tez aur aasan banana hoga.

🚨 Afwaah Alert! (Fake News)

Aapke research sources (Angel One, PIB) ke mutabik, pichle kuch mahino mein yeh afwahein (fake news) phaili hain:

Afwaah 1: Purane ₹500 aur ₹1000 ke note badalne ka ek aur mauka. (Sach: Yeh FAKE hai. RBI ka aisa koi plan nahi hai.)
Afwaah 2: ₹500 ke naye note September tak band ho jayenge. (Sach: Yeh bhi FAKE hai. PIB ne iska khandhan kiya hai.)
Afwaah 3: ₹2000 ke note exchange karne ki date badh gayi hai. (Sach: ₹2000 ke note exchange ki date 7 October 2023 ko khatm ho chuki hai.)

Aisi afwaahon se bachein. Sahi jaankari ke liye hamesha RBI ya PIB ki official website check karein. Online scams ke baare mein adhik jaanne ke liye hamara yeh article padhein:
➡️ 5 naye Scam jinse aapka Bank Account khali ho sakta hai! (Zor Hindi Alert)

🤔 Aapko Kya Karna Chahiye? (Action Plan)

Yeh naye niyam aapki suvidha ke liye hain. Hum aapko salaah denge:

Check Your Nomination: Apne sabhi bank accounts, FDs, aur lockers ka nomination status check karein.
Add Multiple Nominees: Agar aap apne paise ko ek se zyada logon ko dena chahte hain, toh bank se sampark karke naye multiple nomination feature ka fayda uthayein.
Update Karein: Agar aapne pehle se hi nominee add kiya hai, toh bhi ek baar check kar lein ki sabhi details sahi hain ya nahi.

💡 Aakhri Shabd (Conclusion)

Bank ke naye niyam, khaas kar 1 November 2025 se laagu multiple nominee ka niyam, customer ke liye bahut faydemand hai. Yeh aapke baad aapke parivaar ko unke hak ka paisa dilane mein aasani paida karega.

Turant apne bank se sampark karein aur apne nomination details ko update karein.

Yeh "Zordaar" jaankari apne doston aur parivaar ke saath zaroor share karein!